Simulator

How much can you save?

In Luxembourg, your insurance contracts are tax-deductible. Our estimator gives you an initial order of magnitude in 30 seconds — your adviser then fine-tunes every euro during the free tax review.

How to read your estimate

An estimate in 3 settings

Select your profile, your income bracket and the levers that apply to you. The simulator applies an indicative marginal rate to estimate your annual tax saving.

  • 1Your profile — resident or assimilated cross-border commuter.
  • 2Your taxable income — it determines your marginal rate.
  • 3Your levers — old-age provision 111 bis, outstanding loan balance, life insurance.

See the tax optimisation details →

Estimate your tax savings

Indicative simulation in 30 seconds, no commitment.

Old-age provision (111 bis) Outstanding loan balance Life insurance
Estimated annual tax saving up to €2,500
Confirm with an adviser

Indicative, non-binding estimate. The exact amount depends on your situation and is confirmed during the free tax review.

Does the estimate speak to you?

Confirm your savings with an adviser

The simulator gives an order of magnitude; your free tax review quantifies the exact amount, tailored to your situation.

📅 Book a free meeting See the optimisations